Interest Rates As Low As:


As of  January 10, 2020

30 Year Fixed 3.625%

APR 3.722%


20 Year Fixed 3.375%

APR 3.507%


15 Year Fixed 3.000%

APR 3.164%


15 Year Home Improvement Fixed Equity 4.875%

APR 4.125%


Home Equity Line of Credit  4.750%


Please ask our Mortgage Loan Originators about all of our Mortgage Loan options!

 Example: 30 year fixed rate mortgage for $165,000 at 3.625% (3.722% APR) with 20% down payment the principal and interest payment is $752.74 per month. Taxes and Insurance not included, your actual payment obligation will be higher.


Fulton Savings Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Learn More

Lending in Oswego County, Onondaga County, and Adjacent Towns.

Contact Fulton Savings Bank to find out more about the Residential Mortgage Loan Products and services we can provide at 315-592-3171.

For information on Fulton Savings Bank's other excellent products and services please call:



    Loan Operations Center                          


    Or visit our web site at:

    NMLS #415840

    At Fulton Savings Bank, we want you to know that we will:

    • NEVER initiate a request for sensitive or confidential information from you through e-mail (i.e., Social Security Number, PIN, Login User ID, Password, Account Number).
    • NEVER use a "Pop-Up" message to collect information about your accounts; and
    • NEVER send you an email that claims that we are updating our files or your accounts nor threaten that your account is in jeopardy if you do not update your account information immediately.