Interest Rates As Low as:

As of November 6, 2009

Interest Rates Subject to Change Based on Market Conditions.

With automatic loan payment discount.

30 Year Fixed:

5.375% 

5.441%  APR

15 Year Fixed:

5.000% 

5.108%  APR

5/1 ARM:

5.375%

4.892%  APR

HELOC:

4.000%

Equity / Home Improvement:

5.500%  - 6.750%

On a 30 year fixed rate mortgage loan for $165,000 with an interest rate of  5.750% (5.811% APR) with a minimum down payment of 20%, the principal and interest payment would be $963 per month.

For additional loan payment calculations please click onto "Loan Center" then click onto "Calculators" then click onto "Monthly Payment" to create your own customized principal and interest payment.
Prequalification Calculator

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.

Monthly Income $
Monthly Debt/Payments
Include only loans that won't be paid off in 10 months		 $  
Loan Terms You Desire
Interest Rate %     %
Term      Years
Down Payment (% of Sales Price)     %
Expected Taxes & Insurance
If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax
 $  
Yearly Property Insurance
 $  
 


Fulton Savings Bank
Ph: 315-592-3171
Fax: 315-598-4980
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